:root{--n:#052d55;--n2:#031d3a;--g:#f2b92f;--g2:#ffd366;--ink:#08294f;--mut:#5d6d80;--cream:#fff8e8}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,"Noto Sans SC","Microsoft YaHei",sans-serif;color:var(--ink)}a{text-decoration:none;color:inherit}.site-header{position:sticky;top:0;z-index:50;background:linear-gradient(90deg,var(--n2),var(--n));border-bottom:1px solid #ffffff22}.nav-shell{max-width:1480px;margin:auto;min-height:108px;padding:8px 44px;display:flex;align-items:center;justify-content:space-between;gap:28px}.brand img{width:350px;max-height:86px;display:block;object-fit:contain;object-position:left center}.mainnav{display:flex;align-items:center;gap:25px;color:#fff;font-weight:700}.mainnav>a:hover{color:var(--g2)}.nav-cta{background:linear-gradient(135deg,var(--g2),var(--g));color:var(--n2)!important;padding:16px 23px;border-radius:14px}.languages{display:flex;gap:4px;padding:4px;border:1px solid #ffffff33;border-radius:9px}.languages a{font-size:12px;padding:6px 7px;border-radius:6px}.languages a.active{background:var(--g);color:var(--n2)}.menu-btn{display:none;background:none;border:0;width:44px}.menu-btn span{display:block;height:2px;background:white;margin:6px}.hero{background:radial-gradient(circle at 72% 25%,#0c4d87,var(--n) 47%,var(--n2));color:#fff;overflow:hidden}.hero-shell{max-width:1480px;margin:auto;min-height:650px;padding:70px 60px;display:grid;grid-template-columns:1.04fr .96fr;gap:60px;align-items:center}.eyebrow,.section-head>span,.merchant-card>div>span,.join span{display:inline-block;color:var(--g2);font-size:13px;font-weight:800;letter-spacing:1.8px}.eyebrow{border:1px solid #ffffff55;color:#fff;padding:9px 14px;border-radius:999px}h1{font-size:58px;line-height:1.04;letter-spacing:-2px;margin:22px 0 20px}h1 span{color:var(--g2)}.hero-lead{font-size:20px;line-height:1.55;color:#e7eff7;max-width:680px}.hero-actions{display:flex;gap:14px;margin-top:28px}.btn{min-height:54px;padding:0 27px;border-radius:12px;display:inline-flex;align-items:center;justify-content:center;font-weight:800}.btn-gold{background:linear-gradient(135deg,var(--g2),var(--g));color:var(--n2)}.btn-outline{border:1px solid #ffffffaa}.hero-points{display:grid;grid-template-columns:repeat(4,1fr);gap:13px;margin-top:42px}.hero-points div{display:grid;grid-template-columns:36px 1fr;grid-template-rows:auto auto}.hero-points i{grid-row:1/3;width:31px;height:31px;border-radius:50%;display:grid;place-items:center;background:var(--g);color:var(--n);font-style:normal}.hero-points strong{font-size:13px}.hero-points span{font-size:11px;color:#d8e3ee}.hero-photo{position:relative;width:100%;max-width:560px;justify-self:center;height:auto;aspect-ratio:1/1;border-radius:30px;overflow:hidden;border:0;box-shadow:0 30px 65px #0005}.hero-photo img{width:100%;height:100%;object-fit:cover}.hero-photo:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 45%,#031d3acc)}.photo-overlay{position:absolute;z-index:2;right:25px;bottom:25px;background:#fff;color:var(--n);padding:18px 22px;border-radius:16px;box-shadow:0 15px 30px #0004}.photo-overlay small{display:block;color:#a97810;letter-spacing:1.5px}.photo-overlay strong{display:block;font-size:23px;margin-top:5px}.section{padding:82px 42px}.section-head{text-align:center;max-width:850px;margin:0 auto 45px}.section-head.left{text-align:left;margin:0 0 15px}.section-head h2,.merchant-card h2,.join h2{font-size:40px;letter-spacing:-1px;margin:9px 0}.section-head p,.story-copy p,.merchant-card p,.join p{font-size:17px;line-height:1.6;color:var(--mut)}.steps{max-width:1380px;margin:auto;display:grid;grid-template-columns:repeat(6,1fr);gap:14px}.steps article{text-align:center;padding:22px 12px;border:1px solid #e6edf3;border-radius:18px;box-shadow:0 10px 26px #062c5510}.step-icon{width:60px;height:60px;margin:auto auto 12px;border-radius:50%;display:grid;place-items:center;background:var(--cream);color:#b47d0f;font-size:24px}.steps b{font-size:11px;color:#b47d0f}.steps h3{font-size:16px;margin:7px 0}.steps p{font-size:13px;color:var(--mut);line-height:1.45}.benefits{background:#f6f9fc}.story-row{max-width:1280px;margin:auto;display:grid;grid-template-columns:1fr 1fr;gap:65px;align-items:center}.story-photo{height:440px;border-radius:28px;overflow:hidden;box-shadow:0 22px 50px #052d5522}.story-photo img{width:100%;height:100%;object-fit:cover}.mini-pills{display:flex;flex-wrap:wrap;gap:9px;margin-top:25px}.mini-pills span{padding:10px 15px;border-radius:999px;background:var(--cream);font-weight:700;color:#8c6411}.photo-grid{max-width:1320px;margin:auto;display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.photo-grid article{position:relative;height:330px;border-radius:22px;overflow:hidden;background:var(--n);box-shadow:0 16px 35px #052d5522}.photo-grid img{width:100%;height:100%;object-fit:cover;transition:.35s}.photo-grid article:hover img{transform:scale(1.035)}.photo-grid article:after{content:"";position:absolute;inset:35% 0 0;background:linear-gradient(transparent,#031d3aeF)}.photo-grid span{position:absolute;z-index:2;left:20px;right:20px;bottom:20px;color:#fff;font-weight:800;font-size:18px}.merchant{background:var(--cream)}.merchant-card{max-width:1260px;margin:auto;background:linear-gradient(135deg,var(--n2),var(--n));color:#fff;border-radius:30px;padding:45px;display:grid;grid-template-columns:1.15fr .85fr;gap:55px;align-items:center}.merchant-card p{color:#dbe6f0}.merchant-photo{width:100%;max-width:430px;justify-self:end;height:auto;aspect-ratio:1/1;border-radius:22px;overflow:hidden;background:var(--n)}.merchant-photo img{display:block;width:100%;height:100%;object-fit:cover;transform:none}.join{text-align:center;padding:85px 25px}.join>div{max-width:850px;margin:auto}.join .btn{margin-top:14px}footer{background:var(--n2);color:#cbd8e5;padding:25px 45px;min-height:130px;display:flex;align-items:center;justify-content:space-between}footer img{width:285px;max-height:75px;object-fit:contain}footer p{font-size:13px}
@media(max-width:1150px){.nav-shell{padding:8px 22px}.brand img{width:270px}.mainnav{gap:14px;font-size:13px}.hero-shell{grid-template-columns:1fr;padding:55px 35px}.hero-copy{text-align:center}.hero-lead{margin-left:auto;margin-right:auto}.hero-actions{justify-content:center}.hero-photo{max-width:540px;width:100%;margin:auto}.steps{grid-template-columns:repeat(3,1fr)}.photo-grid{grid-template-columns:1fr 1fr}}
@media(max-width:780px){.nav-shell{min-height:82px;padding:7px 15px}.brand img{width:245px;max-height:66px}.menu-btn{display:block}.mainnav{display:none;position:absolute;top:82px;left:0;right:0;background:var(--n2);padding:14px 18px 22px;flex-direction:column;align-items:stretch;gap:0}.mainnav.open{display:flex}.mainnav>a{padding:13px 8px;border-bottom:1px solid #ffffff15}.languages{margin:12px 0;justify-content:center}.nav-cta{text-align:center;border:0!important}.hero-shell{padding:42px 18px;gap:30px}.hero-copy{text-align:left}h1{font-size:40px;letter-spacing:-1px}.hero-lead{font-size:16px;margin-left:0}.hero-actions{display:grid;justify-content:stretch}.btn{width:100%}.hero-points{grid-template-columns:1fr 1fr}.hero-photo{height:auto;aspect-ratio:1/1;max-width:390px;margin-left:auto;margin-right:auto}.photo-overlay{right:14px;bottom:14px;padding:14px}.photo-overlay strong{font-size:19px}.section{padding:58px 18px}.section-head h2,.merchant-card h2,.join h2{font-size:31px}.steps{grid-template-columns:1fr 1fr}.story-row,.merchant-card{grid-template-columns:1fr;gap:28px}.story-photo{height:320px}.section-head.left{text-align:center}.story-copy{text-align:center}.mini-pills{justify-content:center}.photo-grid{grid-template-columns:1fr 1fr;gap:10px}.photo-grid article{height:245px}.photo-grid span{font-size:14px;left:13px;bottom:14px}.merchant-card{padding:26px 20px}.merchant-photo{height:auto;aspect-ratio:1/1;max-width:360px;justify-self:center;margin-left:auto;margin-right:auto}footer{flex-direction:column;text-align:center;gap:15px}footer img{width:250px}}
@media(max-width:430px){.brand img{width:220px}h1{font-size:36px}.steps{grid-template-columns:1fr}.photo-grid{grid-template-columns:1fr}.photo-grid article{height:260px}}
/* v1.2.3: stronger gold contrast on light backgrounds only */
.how .section-head>span,.industries .section-head>span,.benefits .section-head>span,.join span{color:#8a5a00}
.steps b{color:#8a5a00}.step-icon{color:#8a5a00;background:#fff2cf;border:1px solid #e6c56f}
.mini-pills span{color:#765000;background:#fff0c8}
.photo-overlay small{color:#765000}

/* v1.2.8.6 — scoped fit for the two navy-background feature photos only.
   Remove the cream/white frame around the merchant feature and balance both square panels. */
.hero-photo{max-width:520px}
.merchant{background:linear-gradient(135deg,var(--n2),var(--n));color:#fff}
.merchant-card{max-width:1260px;background:transparent;padding:52px 45px;grid-template-columns:1.15fr .85fr}
.merchant-photo{max-width:400px;justify-self:end}
@media(max-width:1150px){
  .hero-photo{max-width:500px}
  .merchant-card{padding:46px 35px}
  .merchant-photo{max-width:380px}
}
@media(max-width:780px){
  .hero-photo{max-width:340px}
  .merchant{padding-left:18px;padding-right:18px}
  .merchant-card{padding:34px 0;gap:24px;border-radius:0}
  .merchant-photo{max-width:300px;justify-self:center;margin:0 auto}
}
@media(max-width:430px){
  .hero-photo{max-width:320px}
  .merchant-photo{max-width:285px}
}

/* v1.2.8.7 — remove the visible light photo-frame edge on BOTH navy feature panels.
   The approved JPG artwork is unchanged. The container is navy and clips a tiny
   outer rim of the JPG so no light square/edge can show against the navy section. */
.hero-photo,.merchant-photo{
  background:var(--n);
  border:0;
  box-shadow:none;
}
.hero-photo img,.merchant-photo img{
  display:block;
  width:100%;
  height:100%;
  object-fit:cover;
  transform:scale(1.018);
  transform-origin:center;
}

/* v1.2.8.8 — mobile-only merchant KL panel placement fix.
   Keep the v1.2.8.7 navy/frame correction. Force the merchant feature into
   a true vertical flow on phones so artwork cannot sit beside/overlap copy. */
@media(max-width:780px){
  .merchant-card{
    display:flex !important;
    flex-direction:column !important;
    align-items:stretch !important;
    gap:28px !important;
  }
  .merchant-card>div:first-child{
    width:100% !important;
  }
  .merchant-photo{
    order:2 !important;
    width:min(82vw,340px) !important;
    max-width:340px !important;
    min-width:0 !important;
    align-self:center !important;
    justify-self:auto !important;
    margin:4px auto 0 !important;
    flex:0 0 auto !important;
  }
}
@media(max-width:430px){
  .merchant-photo{
    width:min(84vw,330px) !important;
    max-width:330px !important;
  }
}